*UK Financial Solutions is a free service acting as an introducer to David Whitehouse Associates Ltd who are an Appointed Representative of Lifetime Insurance Mortgage Experts Limited which is Authorised and Regulated by the Financial Services Authority. The UK Financial Solutions website is free to use but we may receive commission from David Whitehouse Associates Ltd for introduced business. Users of the mortgage service will receive free initial advice and quotations. The advisor may be paid a commission by the lender. Where there is no lender commission an arrangement fee will be charged. The typical arrangement fee is £199. Unless to do so would result in a loss We will beat or equal any other genuine mortgage quote. We have access to rates for every product on the UK mortgage market.